<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1955936548054264&amp;ev=PageView&amp;noscript=1">

Loan Products & Programs

In the wake of COVID-19, Churchill is opening product lines back up quickly and looking forward to offering even more in the coming weeks.

We intend to restore all service and product offerings as soon as the health environment and economic factors allow.

Last Updated: May 19, 2020


Available Conventional Products

  • 100% Gift Funds
  • Certified No Score & No Score
  • Construction to Permanant One Time Close
  • Extended Rate Cap
  • Family Opportunity
  • Fannie High LTV
  • Freddie Enhanced Relief Refinance
  • Full Condo Reviews
  • High Balance & Super Conforming
  • HomeOne
  • Home Possible / Home Possible Advantage
  • HomeReady
  • Manufactured Housing
  • Multiple Financed Properties
  • Non-Warrantable Condos
  • Temporary Buydowns
  • TX (a)(6)

Available Government Products

  • 203k
  • FHA High Balance
  • FHA Manufactured Housing
  • FHA Streamline
  • VA 100% Financing
  • VA High Balance
  • VA Manufactured Housing
  • VA IRRRL
  • VA Renovation
  • USDA Purchase
  • USDA Refinance

Available Other Products

  • Bank Statement
  • I-TIN Program
  • Reverse
  • Second Mortgage Referrals

Available Bond Programs

  • AZ Homebuyer’s Solution Non-Conforming & ARM
  • AZ Home Plus
  • AZ Home in Five
  • CalHFA Bond Program
  • CHFA CO Bond
  • El Paso CO Bond
  • FL Bond
  • GA Dream Bond Program
  • ID Bond
  • KS Bond
  • KY Bond Program
  • MD Bond Program
  • MN Bond Program
  • MO Bond Program
  • MSHDA (MI) Bond Program
  • NCHFA NC Bond Program
  • OH Bond Program
  • SC Bond Program
  • Texas Veteran Program
  • THDA
  • TSAHC Bond Program
  • WSHFC - WA Bond
  • WV Bond Program

Non-Available Conventional Products

  • Medical Doctor
  • Rate Secured

Non-Available Government Products

  • Extended Rate Cap
  • FHA Energy Efficient
  • FHA Good Neighbor Next Door
  • FHA No Score
  • Government Low FICO
  • USDA No Score
  • VA Energy Efficient
  • VA No Score

Non-Available Other Products

  • Multi State No MI with Community Second

Non-Available ARM & Non-Conforming Programs

  • Asset Depletion
  • Interest Only ARM
  • JUMBO up to 90% LTV
  • Non-QM products
  • Portfolio products leniency with derogatory credit