Loan Products & Programs

In the wake of COVID-19, Churchill is opening product lines back up quickly and looking forward to offering even more in the coming weeks.

We intend to restore all service and product offerings as soon as the health environment and economic factors allow.

Last Updated: May 19, 2020

Available Conventional Products

100% Gift Funds
Certified No Score & No Score
Construction to Permanant One Time Close
Extended Rate Cap
Family Opportunity
Fannie High LTV
Freddie Enhanced Relief Refinance
Full Condo Reviews
High Balance & Super Conforming
HomeOne
Home Possible / Home Possible Advantage
HomeReady
Manufactured Housing
Multiple Financed Properties
Non-Warrantable Condos
Temporary Buydowns
TX (a)(6)

Available Government Products

203k
FHA High Balance
FHA Manufactured Housing
FHA Streamline
VA 100% Financing
VA High Balance
VA Manufactured Housing
VA IRRRL
VA Renovation
USDA Purchase
USDA Refinance

Available Other Products

Available Bond Programs

AZ Homebuyer’s Solution Non-Conforming & ARM
AZ Home Plus
AZ Home in Five
CalHFA Bond Program
CHFA CO Bond
El Paso CO Bond
FL Bond
GA Dream Bond Program
ID Bond
KS Bond
KY Bond Program
MD Bond Program
MN Bond Program
MO Bond Program
MSHDA (MI) Bond Program
NCHFA NC Bond Program
OH Bond Program
SC Bond Program
Texas Veteran Program
THDA
TSAHC Bond Program
WSHFC - WA Bond
WV Bond Program

Non-Available Conventional Products

Medical Doctor
Rate Secured

Non-Available Government Products

Extended Rate Cap
FHA Energy Efficient
FHA Good Neighbor Next Door
FHA No Score
Government Low FICO
USDA No Score
VA Energy Efficient
VA No Score

Non-Available Other Products

Multi State No MI with Community Second

Non-Available ARM & Non-Conforming Programs

Asset Depletion
Interest Only ARM
JUMBO up to 90% LTV
Non-QM products
Portfolio products leniency with derogatory credit